PCI DSS Compliance Services
Johanson Group specializes in helping businesses of all sizes achieve and maintain PCI DSS compliance. Our team of experts ensures your company meets all the necessary controls for PCI DSS, protecting both your business and your customers from cardholder data breaches and cyber threats.
What is PCI Compliance?
The Payment Card Industry Data Security Standard (PCI DSS) is a comprehensive set of security controls designed to help businesses protect cardholder data from fraud and compromise. Enforcement of PCI DSS is carried out by the individual card brands, which include American Express, JCB, Discover, MasterCard, and Visa, and the individual PCI programs are maintained by the PCI Security Standards Council. Organizations that fail to comply with the DSS (or are not actively working towards compliance) may face significant financial and reputational risk.
All organizations that process, store, or transmit, or otherwise impact the security of credit card information must maintain a PCI DSS-compliant state and conduct an annual validation of their cardholder data environment. The annual assessment reviews security controls and processes, addressing key areas such as encryption, data retention, physical security, authentication, and access management.
Annual validation requirements are based on several factors including entity classification (Merchant vs. Service Provider), number of transactions processed annually, and how the entity stores/processes/transmits cardholder data. Eligible Merchants and Service Providers can validate their compliance via a Self-Assessment Questionnaire, while larger entities (or those who wish to demonstrate a more robust compliance posture) can validate through an external assessment performed by a Qualified Security Assessor (QSA). Reach out to the experts at Johanson Group if you have questions about your validation requirements or classification, our team is here to help you demystify and streamline the compliance process.
PCI Compliance Process
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PCI DSS has various levels of compliance depending on factors such as the size of your organization, number of annual credit card transactions, and certain requirements from your customers or acquiring bank.
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You will need to ensure all policies, procedures and controls are in place and will be followed during the audit period. Our experts will determine if your scope, processes and controls are ready for audit.
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Depending on your compliance level, you will need to complete a Report on Compliance (RoC) performed by an external Qualified Security Assessor or Internal Security Assessor, or a Self-Assessment Questionnaire.
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Both RoC and AoC (Attestation of Compliance) are valid for one year. In order to maintain compliance, you will need to complete the RoC or SAQ and AoC annually.
Benefits of PCI Compliance
Enhanced Security: PCI compliance ensures that robust data security measures are in place, protecting sensitive cardholder information from breaches and cyberattacks.
Customer Trust and Loyalty: Demonstrating compliance reassures customers that their payment information is secure, fostering trust and loyalty.
Avoidance of Penalties: Non-compliance can result in hefty fines and penalties from payment card brands. Compliance helps avoid these financial repercussions.
Competitive Advantage: Being PCI compliant sets your business apart from competitors, demonstrating your commitment to data security while taking friction out of the sales process.
PCI DSS Compliance Checklist
Before engaging with a PCI Qualified Security Assessor (QSA), you will want to make sure you have as many items on the following PCI DSS compliance checklist complete as possible.
Why Johanson Group for PCI Compliance
Experience
We bring over a decade of experience in security and compliance audits specializing in PCI DSS. Our team of certified professionals possesses deep knowledge of the latest PCI standards and best practices.
Customization
We tailor our audit and compliance services to your organization's unique needs, ensuring that you only pay for the services you need and nothing more.
Flexibility
We offer both onsite and remote audit options, allowing us to work around your organization's schedule and preferences.
Communication
We believe that communication is key to a successful audit, and we make sure that you are kept informed throughout the process.
Reputation
We have a reputation for providing high-quality audit and compliance services to organizations across a variety of industries, from healthcare to finance to technology.
Choose Johanson Group for PCI compliance and experience the peace of mind that comes with knowing your systems and processes are aligned with industry standards.
Contact us today to find out how we can provide you with unparalleled service.
Additional Resources
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